Attention homeowners in Midlothian and Chesterfield County: Need an appraisal?

Check out the top seven reasons Virginia homeowners hire Real Estate Valuation Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Chesterfield County's assessment of your property
Remove PMI to lower their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of Virginia, where property needs to be divided
To determine the true market value of a property to settle an estate in Chesterfield County or the state of Virginia


	Own a home in or near Midlothian, Virginia and need help determining the price of it? Contact Real Estate Valuation Services.

At Real Estate Valuation Services, we understand the special needs of a homeowner seeking appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular consumer that probably doesn't see an appraisal every day, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Real Estate Valuation Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Challenging property tax assessments

Let's say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting a professional appraisal from Real Estate Valuation Services is your chief weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Real Estate Valuation Services is experienced in helping homeowners just like you delete undesirable PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Real Estate Valuation Services can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for verity? An appraiser from Real Estate Valuation Services can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.